VTC Bihar Group

Retail. Wholesale.
Microfinance—built for Bihar.

We power local commerce with a unified platform: B2C e-commerce, B2B distribution, Recurring Deposit (RD) microfinance, and a single wallet that works across all sites.

About VTC Bihar

About VTC Bihar Company

  • Creativity
  • Experience
  • Speed
  • Adaptivity
  • Design for Bharat

    Simple, multi-lingual, mobile-first journeys that work on any device and any network condition.

    Explore Our Platforms
  • On-ground know-how

    We blend e-commerce, distribution, and finance ops—technology that matches real-world workflows.

    See Services
  • Weeks, not months

    Pre-built modules and automations reduce go-live time dramatically without compromising quality.

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  • Built to adapt

    Configurable pricing tiers, RD plans, credit limits, delivery zones, taxes, and more—no code changes.

    Learn Wallet

Platforms

Everything you need to run & grow

Three connected portals with one identity and one wallet.

Retail (B2C)

Modern storefront for consumers with COD, digital payments, returns, and order tracking.

  • Mobile-first product pages
  • Coupons & offers
  • Local delivery slots
Visit Retail

Wholesale (B2B)

Distributor portal with bulk pricing, carton/pack UoM, PO workflows, and GST invoices.

  • Tiered customer pricing
  • Bulk order & re-order
  • Credit limits & ledger
Visit B2B

RD & Microfinance

Recurring Deposit plans with digital KYC, auto-debit, reminders, and payout ledger.

  • Plan catalogue & EMI calendar
  • Auto reminders
  • Secure settlement
Open RD Wallet
Unified Wallet

One login. One wallet. Three websites.

Your balance travels with you—Retail, Wholesale, and RD. Top-up once, use anywhere.

  • Single sign-on for B2C, B2B & RD
  • Instant refunds & settlements
  • Transaction history & downloadable statements
VTC Unified Wallet

Our Services

Empowering
Retail, Wholesale
& Microfinance

VTC Bihar Group delivers technology-driven solutions across B2C retail, B2B distribution, and microfinance sectors—empowering entrepreneurs, shopkeepers, and local businesses.

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eCommerce Solutions

Retail Platform Wholesale Portal

Seamless digital commerce for consumers and distributors with inventory, pricing, and taxation controls.

Microfinance & RD Wallet

Access Wallet

Digital RD plans, auto reminders, and secure payouts with clear ledgers and statements.

Franchise Program

Apply Now

Run a VTC center for digital & financial services with training and marketing support.

Govt Document Services

Apply for PAN / GST

Assistance for PAN, Aadhaar updates, and GST registration for individuals and SMEs.

Partner Program

Join VTC—grow with us

Open a local service center or become a distribution partner with assured onboarding support.

Franchise / Service Point

Offer PAN/Aadhaar/GST assistance, wallet top-ups, bill payments, and RD plans in your area.

Distribution Partner

Access the B2B portal, logistics tie-ups, and pricing tiers to serve retailers faster.

Assured Support

Training, marketing kit, local launch plan, and 24×7 technical support.

Compliance

PAN • Aadhaar • GST

We help citizens and businesses complete their documentation quickly and correctly.

  • PAN new/changes & reprint
  • Aadhaar update assistance
  • GST registration & basic filing support
PAN Services

NSDL/UTI guided process and document checklist.

Aadhaar Help Desk

Update guidance and nearest center information.

GST Assist

Basic registration support for small businesses.

Our Working Process

We follow a structured and reliable process to ensure smooth service delivery across all our business verticals.

  • 1. Strategy & Planning

    Understand local needs and tailor Retail, Wholesale, and RD operations.

  • 2. Digital Infrastructure

    Secure, scalable, and user-friendly platforms for customers and partners.

  • 3. Timely Execution

    From order delivery to loan disbursal—on time, every time.

  • 4. Dedicated Support

    24×7 assistance across retail, distribution, and banking touchpoints.

Launch or Grow Your Business with VTC Bihar

Whether you're a local shop owner, distributor, or aspiring entrepreneur — we offer end-to-end solutions across Retail, Wholesale, and Microfinance to power your growth.

Testimonials

What Our Partners & Clients Say

Real stories from individuals and businesses who have grown with VTC Bihar Group.

VTC's retail platform helped me take my local store online. Now, I receive regular orders from nearby towns without extra marketing costs.

Pawan Kumar

Retailer, Nalanda

The wholesale portal gave me easy access to inventory and bulk pricing. Managing supply for my FMCG distribution became much simpler.

Rekha Devi

Distributor, Gaya

With RD Wallet and microloan services, I started my tailoring business from home. The support and repayment flexibility was truly helpful.

Sushma Kumari

Micro-entrepreneur, Nawada

I joined the VTC franchise program and started offering PAN/Aadhaar/GST and wallet services in my village. It has become a trusted help desk for the community.

Ravi Singh

Franchise Owner, Begusarai
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